The Mainspring

to your small business lending and investing!


Mainspring is making the small business loan process easier, more transparent and cost effective for both borrowers and investors.

For Small Businesses:

  • You can finance equipment and essential use items for your business. The application process is quick, easy, and safe.
  • Once you are approved, you make fixed monthly payments over the term of the loan with no prepayment penalty.

For Investors:

  • You can select loans through our online listings and sort investments by your preferred criteria. If you prefer, a representative can assist in finding the appropriate loans that fit your credit parameters.
  • You receive consistent monthly payments on the investments you purchase.

*Each application is processed by the respective underwriting team and company for that loan type. All payments will be made to that originator.


Investing Simplified

  • Investors select loans based on their investing criteria and you can be assisted by a rep in finding the appropriate loans that fit your credit parameters.
  • Solid investment with consistent historical returns
  • Receive consistent monthly payments on your investment, creating a monthly cash flow
  • Diversification across industry, location and loan type

Borrowing Made Easy

  • Competitive loan rates
  • The application process is quick, easy and safe
  • A decision is reached within 4 hours
  • Once the borrower is approved, they make fixed monthly payments over the term of the loan with no prepayment penalty

How Investing Works:

  • Fill out an investor application
  • An executive will contact you to open an account
  • Begin investing

How Borrowing Works:

  • Fill out an application
  • One of the credit analysts will contact you to discuss your application
  • Additional underwriting information may be required
  • Receive funding

Mainspring Funding

10877 Wilshire Blvd.
12th Floor

Los Angeles, CA 90024
Phone: 424-488-1912